July 10, 2026
Federal Flood Insurance Carries Two Moral Hazards – Which You Face Depends Largely on How Wealthy You Are
By Ivis Garcia, Texas A&M University
Flooding will strike both the insured mansions on the coasts and the uninsured mobile homes inland. The question is whether U.S. policies will continue leaving different forms of moral hazard for rich and poor.
November 19, 2025
Increased Cost of Compliance Fact Sheet
By News Editor
What does ICC cover? (Remember the acronym FRED): Floodproofing, Relocation, Elevation and Demolition.
December 5, 2024
FEMA Launches DIY Quoting Tool for Flood Insurance
By News Editor
The new Direct-to-Consumer (D2C) online quoting tool lets users generate flood insurance quotes in just minutes.
May 29, 2024
Flooding Resources from the NFIP Available in Multiple Languages
By News Editor
The National Flood Insurance Program (NFIP) has developed or updated several publications that provide information to policyholders, consumers and survivors
May 9, 2024
Louisiana’s Insurance Crisis is a Climate Crisis
By Carolyn Kousky
Short-term fixes or rolling back consumer protections will not address the fundamental challenge caused by the escalating risk of climate-related disasters.
April 4, 2024
New National Flood Insurance Program Manual Now Available
By News Editor
The new Flood Insurance Manual, which became effective April 1, 2024, reflects the NFIP’s existing underwriting requirements and current rating methodology.
February 10, 2024
U.S. Senate Hearing Discusses Major Changes Needed to NFIP
By Jennifer Shutt
Senate told that hazard mitigation is one of the more important things that Congress can do to address the costs of flooding and recovery.
February 7, 2024
FEMA Seeks Comment on Simplified Homeowner Flood Insurance Form
By News Editor
The simplified form and proposed endorsements would provide increased options and coverage in a more user-friendly and comprehensible format.
November 2, 2023
TMAC Recommends Big Changes for How Special Flood Hazard Area is Defined
By News Editor
The recommendations are consistent with several of ASFPM’s policy positions.
September 27, 2023
What a Government Shutdown Means for the NFIP
By News Editor
A government shutdown would significantly impact the NFIP as it would not be allowed to enter into any flood insurance contracts.
