ASFPM Association of State Floodplain Managers


National Flood Insurance Program (NFIP)

Risk Rating 2.0

The National Flood Insurance Program’s new rating methodology, Risk Rating 2.0, will deliver rates that are actuarially sound, equitable, easier to understand and better reflect a property’s flood risk. The new program will be implemented in two phases.

PHASE I – New policies beginning Oct. 1, 2021, will be subject to the new rating methodology. Also beginning Oct. 1, existing policyholders eligible for renewal will be able to take advantage of immediate decreases in their premiums. PHASE II – All remaining policies renewing on or after April 1, 2022, will be subject to the new rating methodology.  

Fema Risk Rating 2.0 National View Rates


Risk Rating 2.0 Talking Points and Resources to Help You Navigate the Changes

Current FEMA resources on Risk Rating 2.0

Updated Policy Forms to conform with changes to reflect BW-12 and HFIAA and additional clarifications for plain language.

National Flood Insurance Program: The Current Rating Structure and Risk Rating 2.0 (CRS Report – Updated January 25, 2021)

Floodplain Management Topics

The Association of State Floodplain Managers maintains this library for the convenience of its members and the public. The publications and presentations contained therein are the works of independent authors. ASFPM does not and cannot accept responsibility for the contents of these presentations, in any manner shape or form, including, but not limited to their correctness, currency, or appropriateness. Floodplain Management rules and regulations are substantially influenced by the quirks of State and local laws and ordinances, as well as ever changing Federal law, regulation and policy as well as court decisions. Use these presentations for ideas and concepts, responsibility for content is your own.

Reducing the Damage of Repeated Flooding – FEMA
The National Flood Insurance Program – FEMA
Family Elevates Home to Protect It – FEMA
Reducing the Damage of Repeated Flooding – FEMA
What Happens After a Buyout – FEMA
Mitigation Best Practices – FEMA
Flood Insurance for Renters – FEMA
Community Assistance Program – FEMA
Hazard Mitigation Planning Part 1 – FEMA
Hazard Mitigation Planning Part 2 – FEMA
Mapping America Part 1 – FEMA
Mapping America Part 2 – FEMA
Smart Growth – FEMA
Flood Risk Mgmt: Structural and Nonstructural Measures – USACE
Flood Risk Mgmt: Residual Risk – USACE
100 Year Flood Misnomer – USACE